Family Economics
Starting Over: Personal Financial Management for Bankruptcy Filers
Background Information About Bankruptcy
- Before You File for Personal Bankruptcy - Information About Credit Counseling and Debtor Education (PDF): Useful information about the new mandatory credit counseling requirements for people who plan to file for bankruptcy protection and the debtor education course requirement that must be completed before debts are discharged. This publication is from the Federal Trade Commission in cooperation with the Department of Justice's Trustee Program.
Teaching Tools
- Starting Over Workshop 2–hour workshop teaching plan (PDF)
- Starting Over Workshop 2–hour presentation (PowerPoint)
Handout Materials
- Your Family Spending Plan (PDF)
- Financial Goal Setting Worksheet (PDF | Word)
- Family Records (PDF)
Evaluation Tools — Print on Legal Size Paper ONLY
- Starting Over Workshop Evaluation (PDF) Worshop participants msut complete this before rceiving their Certificate of Completetion
- Starting Over Instructor’s Summary Form (PDF) To be completed by the CEA–FCS for each workshop taught
- Polarity Activity (PDF | Word)

